A loan helped to buy a planting KIT (certified seeds, urea, fertilizers, herbicides, and pesticides) and to pay for day laborers.


Marcelo Fernando's story

In a place called El Junco in the city of Bahía de Caráquez, people work in agriculture. Most residents grow corn and raise poultry.

Marcelo Fernando is 28 years old. He is in a relationship, and has two children, 7 and 2 years old. The eldest is in school. His spouse is a homemaker. They live in their own home.

Marcelo is a farmer and has corn crops on his grandmother's land that he borrows. Thus, he has an income and can support his family.

With this new loan, he will purchase a planting KIT (certified seeds, urea, fertilizers, herbicides, and pesticides) and pay for day laborers.

His dream is to have his own land and for his family to be very healthy.

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Translated from Spanish by Kiva volunteer Gary Coles.


This loan is special because:

It is accompanied by useful, real-life business training.


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