$982k
to goal

We can’t do this without you. Donate today.

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One loan costs us $3 to distribute. This giving season, help us help others by donating today. Why donate? —>

It's always giving
season here.

With Kiva you can lend as little as $25 and make a big change in someone's life.

This year, more than 315,000 lives around the world were changed thanks to people like you!

Find a borrower

Let the
festivities begin!

No matter where you are in the world, giving comes in many forms. Whether it's baking, decorating or simply spending time with family and friends.

Join us as we explore holiday traditions from borrowers (and lenders) around the world.

Explore the world with us

One card.
Endless opportunities.

Meet the Kiva Card, the only gift that actually keeps giving!

When you hand someone a Kiva Card under the twinkling lights this year, you’re not only giving them the chance to change a life, but the chance to do it again and again. It’s a lot better than an ugly sweater.

Get gifting

How it works

By lending as little as $25 on Kiva, you can support the causes you care about and make a real personal impact.

Choose a borrower

Browse by category and find an entrepreneur to support.

Make a loan

Help fund a loan with as little as $25.

Get repaid

Kiva borrowers have a 96% repayment rate historically.

Repeat

Relend your money or withdraw your funds.

Illustration of paper money

It's a loan,
not a donation

Kiva is a loan, not a donation, allowing you to cycle your money and create a personal impact across the world. Plus, you can withdraw your funds at any time.

100% of your loan goes to the field.

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Our community has funded over $1.6 billion in loans.

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Kiva borrowers have a 96% repayment rate.

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The Kiva community spans 77 countries and 1.9M lenders.

What our lending community thinks

Being able to lend, then get repaid, and lend over and over again gives great satisfaction. My funds have been lent 12 times over.

Heather McLaughlin,

Kiva lender

Just made my 11th loan to a single mother in Nicaragua. Constantly blown away by the impact from the same $25 being lent over and over again.

Jenae Journot,

Kiva lender

Make a loan today!

Find a borrower