Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

290 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
10.53% 0.07%
Inactive
0.51% 0.06%
0.42% 0.08%
Humo

Humo

208 months on Kiva
Tajikistan
0.37% 0.26%
1.80% 4.72%
1.30% 0.25%
13.80% 4.49%
Inactive
0.00% 7.47%
Inactive
0.00% 0.52%
0.19% 1.22%
Kaebauk

Kaebauk

149 months on Kiva
Timor-Leste
Inactive
0.00% 0.25%
0.01% 0.84%
4.29% 1.24%
4.10% 0.37%
22.38% 0.98%
Credo

Credo

165 months on Kiva
Georgia
0.38% 0.22%
MiCredito

MiCredito

167 months on Kiva
Nicaragua
Costa Rica
4.82% 0.51%
2.92% 1.44%
6.40% 1.18%
6.37% 0.57%
Inactive
16.16% 0.24%
d.light design

d.light design

54 months on Kiva
Namibia
Niger
Zimbabwe
Zambia
South Africa
Papua New Guinea
Nigeria
Mozambique
Mali
Madagascar
Liberia
Benin
Kenya
8.33% 0.38%
58.35% 9.56%
0.93% 0.00%
0.00% 5.38%
68.22% 0.40%
56.01% 1.07%
10.74% 0.23%
Inactive
0.00% 0.13%
FUNDAPEC

FUNDAPEC

136 months on Kiva
Dominican Republic
23.22% 18.96%
7.51% 0.01%
0.00% 0.00%
0.93% 1.73%
3.75% 0.47%
7.92% 0.13%
1.31% 0.07%
Hekima

Hekima

175 months on Kiva
Congo (DRC)
10.89% 0.16%
1.38% 0.30%
3.16% 0.76%
3.31% 0.05%
Inactive
0.00% 3.46%
30.80% 0.18%
6.16% 0.69%
49.24% 0.22%
1.30% 0.39%
63.60% 0.32%
3.46% 0.00%
47.81% 0.26%
Jibu

Jibu

93 months on Kiva
Uganda
Zambia
Rwanda
Ghana
Congo (DRC)
Burundi
Kenya
2.85% 0.24%
8.83% 0.52%
8.87% 0.05%
Inkomoko

Inkomoko

135 months on Kiva
Rwanda
Kenya
39.24% 1.45%
7.72% 0.86%
6.87% 1.45%
Inactive
78.90% 1.14%
10.81% 7.91%
9.36% 0.47%
CIDRE

CIDRE

183 months on Kiva
Bolivia
100.00% 1.16%
6.84% 2.11%
Inactive
0.00% 0.36%
EDESA

EDESA

188 months on Kiva
Costa Rica
Panama
0.00% 1.82%
0.49% 0.00%
6.63% 1.00%
0.00% 0.00%
1.80% 0.00%
0.00% 0.00%
2.75% 0.00%
3.26% 0.02%
0.71% 0.28%
2.31% 1.72%
5.02% 0.04%
0.00% 0.00%
Inactive
83.03% 11.71%
0.93% 0.03%
1.54% 0.00%
0.06% 0.00%
1.42% 0.00%
0.11% 0.00%
33.73% 0.00%
27.81% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 17.68%
2.15% 0.25%
0.57% 0.00%
34.58% 0.00%
Paused
70.41% 1.09%
2.51% 0.00%
Inactive
0.00% 0.00%
0.99% 0.76%
15.72% 0.27%
38.26% 2.11%
Kepler

Kepler

111 months on Kiva
Rwanda
0.00% 0.00%
3.87% 0.79%
Milaap

Milaap

118 months on Kiva
India
N/A N/A
5.55% 0.00%
0.89% 0.00%
ADICLA

ADICLA

146 months on Kiva
Guatemala
4.57% 1.39%
1.33% 1.20%
6.06% 5.94%
Novica

Novica

148 months on Kiva
Nicaragua
Kyrgyzstan
Uzbekistan
United States
Thailand
Tajikistan
Peru
Kazakhstan
Indonesia
Guatemala
Ghana
El Salvador
Costa Rica
Brazil
Mexico
India
5.32% 0.01%
100.00% 0.26%
0.00% 1.68%
IMPRO

IMPRO

211 months on Kiva
Bolivia
96.76% 0.24%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
39.32% 0.00%
1.25% 0.00%
0.00% 0.00%
25.44% 0.55%
0.12% 0.00%
0.24% 0.00%
Inactive
53.19% 0.28%
12.16% 0.97%
92.64% 0.00%
Impact Hub

Impact Hub

88 months on Kiva
South Africa
Mexico
Brazil
El Salvador
Ghana
0.00% 0.00%
3.31% 0.00%
Paused
100.00% 0.00%
3.95% 0.09%
2.00% 0.05%
Nexus For Development

Nexus For Development

120 months on Kiva
Lao PDR
Cambodia
India
Indonesia
Malawi
Myanmar (Burma)
Philippines
47.53% 0.00%
NESsT

NESsT

114 months on Kiva
Brazil
Chile
Colombia
Peru
1.96% 11.44%
3.47% 0.39%
Paused
100.00% 0.58%
8.75% 1.38%
1.32% 0.12%
0.41% 0.02%
Inactive
3.28% 0.00%
Wedu

Wedu

121 months on Kiva
Cambodia
Indonesia
Nepal
Philippines
Thailand
Vietnam
0.00% 0.00%
Vahatra

Vahatra

116 months on Kiva
Madagascar
10.47% 0.10%
0.00% 4.87%
Inactive
0.00% 0.00%
Paused
100.00% 5.92%
Inactive
0.00% 8.56%
Paused
89.58% 0.00%
0.00% 7.64%
94.32% 3.48%
34.06% 0.10%
8.42% 1.44%
Paused
67.05% 0.00%
7.04% 1.03%
75.24% 0.62%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
30.00% 0.00%
18.74% 0.00%
6.90% 73.57%
100.00% 0.00%
0.00% 0.00%
N/A N/A
14.28% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
16.67% 0.00%
0.21% 6.25%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Fansoto

Fansoto

47 months on Kiva
Senegal
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
80.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
74.67% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
10.43% 4.18%
0.00% 0.00%
YIKRI

YIKRI

73 months on Kiva
Burkina Faso
9.33% 0.33%
81.81% 0.00%
0.00% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

99 months on Kiva
United States
Uganda
Kenya
Tanzania
Cambodia
Mexico
Canada
Colombia
Inactive
0.00% 5.00%
2.78% 0.00%
1.73% 0.84%
Inactive
0.00% 7.58%
18.00% 0.24%
Paused
92.00% 4.91%
Inactive
100.00% 35.07%
Inactive
100.00% 60.14%
Inactive
9.92% 7.92%
0.00% 0.00%
0.28% 4.42%
Inactive
0.00% 8.86%
0.33% 2.30%
3.04% 5.25%
Paused
100.00% 0.40%
Paused
100.00% 0.72%
FAPE

FAPE

202 months on Kiva
Guatemala
3.64% 1.27%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
100.00% 0.00%
Aflore

Aflore

31 months on Kiva
Colombia
84.39% 0.00%
71.24% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 14.45%
0.00% 0.00%
82.84% 9.77%
Inactive
100.00% 0.86%
Inactive
0.00% 20.41%
Inactive
0.00% 5.98%
PAC

PAC

136 months on Kiva
Nicaragua
United States
1.79% 2.15%
Inactive
100.00% 44.99%
Inactive
85.22% 4.29%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 6.47%
Inactive
0.00% 79.48%